Chad HarrisonBaccarat may seem like an intimidating game at first glance, with its air of exclusivity and association with high-stakes casinos. But the truth is, it’s one of the simplest and most approachable card games out there. With straightforward rules and a significant element of chance, it’s no wonder Baccarat (百家樂) has gained popularity among players worldwide.
If you’re new to the game or looking for a quick way to grasp the basics, this guide will break down the rules and help you get started on your path to baccarat success.
What is Baccarat?
Baccarat is a classic card game played between two hands—the Player and the Banker. The objective is simple: bet on which hand will have a total closest to 9, or if the outcome will be a tie. You’re not required to hold the cards or take strategic action during gameplay, which makes baccarat remarkably beginner-friendly.
The game is played using several decks of cards, typically 6 to 8, and the tables can vary from traditional settings to fast-paced mini versions. What remains constant, however, is the elegance and simplicity of the game.
Card Values in Baccarat
To understand baccarat, you need to know how the cards are valued:
Number cards 2 through 9 are worth their face value.
Aces are worth 1.
10s and face cards (Kings, Queens, and Jacks) are worth 0.
When calculating the total of a hand, the digit in the ones place is used. For example:
A hand of 7 and 8 equals 15, but its value in baccarat is 5.
A hand of 6 and 4 equals 10, but its value is 0.
This simplicity eliminates any complicated calculations, keeping the flow of the game smooth and enjoyable.
How the Game Works
Once you’ve placed your bet on Player, Banker, or Tie, the dealer takes over. Here’s the step-by-step flow of the game:
- The Initial Deal
Both the Player and the Banker are dealt two cards. The hand totals are calculated to determine if a natural win occurs. If either has a total of 8 or 9, the game ends immediately, and the winner is announced.
- The Third Card Rule
If there’s no natural win, a third card may be drawn based on pre-determined rules:
The Player draws a third card if their total is 0-5, but not if it’s 6 or 7.
The Banker’s decision to draw depends on the Player’s third card and their own total.
These rules are automatic, meaning you don’t make decisions like in poker or blackjack. This hands-off approach is one of baccarat’s biggest appeals, making it ideal for new players.
- Determining the Winner
After the cards are dealt and any possible third cards are drawn, the hand closest to 9 wins. If you’ve placed your bet on the winning hand, you’ll receive your payout.
Chad Harrison